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Frequently Asked Questions - Finance 

Can I still get a car loan if I have a poor credit score?

Yes you can. Our dealership works closely with a number of different lenders that provide financing on new and used vehicles for customers with a wide set of credit scores. Whether you have bad credit or are just now building your credit, our finance department can help you work with you to find an option for a new or used vehicle that meets your budget. Give us a call for more information about auto financing and approvals or complete our online credit application here on our website.

    What is Guaranteed Credit Approval?

    A credit score isn’t the only way to get a new vehicle. We want to ensure you are able to check out a collection of options to find a new vehicle no matter your credit score or credit history. Guaranteed credit approval takes a look at your current financial situation to figure out what type of vehicle or loan is realistic for you and isn't inhibited by your credit score for an approval.

      I had a repossession or bankruptcy in the past, am I still able to get a new vehicle?

      Having a bankruptcy or losing your vehicle to a repossession in the past will not disqualify you from getting a new vehicle now. Our dealership works closely with a variety of different auto financing sources that will present you with different options for financing on a new car. No matter your situation we will do all that we can to get you a new vehicle at a price that is affordable.

        I am upside down on my current vehicle, can I still trade it in?

        If you currently owe more than your vehicle is worth, that does not mean you have to wait till it's paid off to trade it in for a newer vehicle. Our friendly team can look at your current vehicle with you and present options to work with your current loan to get you a new vehicle.
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                  • Haggerty Sale Price $52,155
                  • Total Savings Up To $5,000
                  Exterior
                  Ebony Twilight Metallic
                  Engine
                  3.6L V6 SIDI VVT
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                    • Haggerty Sale Price $49,525
                    • Total Savings Up To $2,950
                    Exterior
                    White Frost Tricoat
                    Engine
                    3.6L V6 SIDI VVT
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                      • Haggerty Sale Price $49,185
                      • Total Savings Up To $2,950
                      Exterior
                      Sage Metallic
                      Engine
                      3.6L V6 SIDI VVT
                      Learn More

                        • Haggerty Sale Price $58,795
                        • Total Savings Up To $2,950
                        Exterior
                        White Frost Tricoat
                        Engine
                        3.6L V6 SIDI VVT
                        Learn More

                          • Haggerty Sale Price $48,830
                          • Total Savings Up To $2,950
                          Exterior
                          Ebony Twilight Metallic
                          Engine
                          3.6L V6 SIDI VVT
                          Learn More

                            • Haggerty Sale Price $49,525
                            • Total Savings Up To $2,950
                            Exterior
                            White Frost Tricoat
                            Engine
                            3.6L V6 SIDI VVT
                            Learn More

                              • Haggerty Sale Price $48,535
                              • Total Savings Up To $2,950
                              Exterior
                              Sage Metallic
                              Engine
                              3.6L V6 SIDI VVT
                              Learn More

                                • Haggerty Sale Price $49,880
                                • Total Savings Up To $2,950
                                Exterior
                                White Frost Tricoat
                                Engine
                                3.6L V6 SIDI VVT
                                Learn More

                                  • Haggerty Sale Price $48,830
                                  • Total Savings Up To $2,950
                                  Exterior
                                  Ebony Twilight Metallic
                                  Engine
                                  3.6L V6 SIDI VVT
                                  Learn More

                                    • Haggerty Sale Price $46,205
                                    • Total Savings Up To $2,650
                                    Exterior
                                    Rich Garnet Metallic
                                    Engine
                                    2.0L Turbocharged
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                                      • Haggerty Sale Price $36,615
                                      • Total Savings Up To $2,650
                                      Exterior
                                      Ebony Twilight Metallic
                                      Engine
                                      2.0L Turbocharged
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                                        • Haggerty Sale Price $40,865
                                        • Total Savings Up To $2,650
                                        Exterior
                                        Summit White
                                        Engine
                                        2.0L Turbocharged
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                                          • Haggerty Sale Price $34,365
                                          • Total Savings Up To $2,650
                                          Exterior
                                          Cinnabar Metallic
                                          Engine
                                          2.0L Turbocharged
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                                            • Haggerty Sale Price $36,640
                                            • Total Savings Up To $2,650
                                            Exterior
                                            Cinnabar Metallic
                                            Engine
                                            2.0L Turbocharged
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                                              • Haggerty Sale Price $45,790
                                              • Total Savings Up To $2,550
                                              Exterior
                                              Sterling Metallic
                                              Engine
                                              3.6L V6 SIDI
                                              Learn More

                                                • Haggerty Sale Price $45,790
                                                • Total Savings Up To $2,550
                                                Exterior
                                                Ebony Twilight Metallic
                                                Engine
                                                3.6L V6 SIDI
                                                Learn More

                                                  • Haggerty Sale Price $43,840
                                                  • Total Savings Up To $2,550
                                                  Exterior
                                                  Sterling Metallic
                                                  Engine
                                                  2.0L Turbocharged
                                                  Learn More

                                                    • Haggerty Sale Price $47,785
                                                    • Total Savings Up To $2,550
                                                    Exterior
                                                    Ultra Blue Metallic
                                                    Engine
                                                    3.6L V6 SIDI
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                                                      • Haggerty Sale Price $66,045
                                                      • Total Savings Up To $1,400
                                                      Exterior
                                                      White Frost Tricoat
                                                      Engine
                                                      EcoTec3 5.3L V8
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                                                        • Haggerty Sale Price $33,380
                                                        Exterior
                                                        Satin Steel Metallic
                                                        Engine
                                                        2.5L I4 DI DOHC VVT
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                                                          • Haggerty Sale Price $33,380
                                                          Exterior
                                                          Satin Steel Metallic
                                                          Engine
                                                          2.5L I4 DI DOHC VVT
                                                          Learn More

                                                            • Haggerty Sale Price $93,480
                                                            Exterior
                                                            White Frost Tricoat
                                                            Engine
                                                            Duramax 6.6L V8 Turbodiesel
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                                                              • Haggerty Sale Price $89,153
                                                              Exterior
                                                              Summit White
                                                              Engine
                                                              Duramax 6.6L V8 Turbodiesel
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                                                                • Haggerty Sale Price $84,830
                                                                Exterior
                                                                Pacific Blue Metallic
                                                                Engine
                                                                Duramax 6.6L V8 Turbodiesel
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                                                                    Current Offers

                                                                    2023 Buick Enclave*

                                                                    Select 2023 Buick Enclave

                                                                    • Take Retail Delivery By 04-03-2023
                                                                    Offer Disclosure
                                                                    **Example based on survey. Each dealer sets own price. $389/month for 24 months. Your payments may vary. Payments are for a 2023 BUICK Enclave FWD Essence with an MSRP of $46,195. Based on due at signing amount of $6,599 (after all offers). 24 monthly payments total $9,336. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $46,195. Based on due at signing amount of $3,349 (after all offers). 24 monthly payments total $9,336. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                    Select 2023 Buick Enclave

                                                                      2023 Buick Enclave*

                                                                      Select 2023 Buick Enclave

                                                                      • Take Retail Delivery By 04-03-2023
                                                                      Offer Disclosure
                                                                      *2023 BUICK Enclave. Not available with special finance or lease offers. Take new retail delivery by 04-03-2023.
                                                                      Select 2023 Buick Enclave

                                                                        2023 Buick Encore GX*

                                                                        Select 2023 Buick Encore GX

                                                                        • Take Retail Delivery By 04-03-2023
                                                                        Offer Disclosure
                                                                        **Example based on survey. Each dealer sets own price. $179/month for 24 months. Your payments may vary. Payments are for a 2023 BUICK Encore GX AWD Preferred with an MSRP of $29,195. Based on due at signing amount of $6,699 (after all offers). 24 monthly payments total $4,296. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $29,195. Based on due at signing amount of $4,449 (after all offers). 24 monthly payments total $4,296. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                        Select 2023 Buick Encore GX

                                                                          2023 Buick Encore GX*

                                                                          Select 2023 Buick Encore GX

                                                                          • Take Retail Delivery By 04-03-2023
                                                                          Offer Disclosure
                                                                          *2023 BUICK Encore GX. *Not available with special finance or lease offers. **Must show proof of a current ownership or lease of a 2009 model year or newer non-GM vehicle at least 30 days prior to the new vehicle sale. Take new retail delivery by 04-03-2023.
                                                                          Select 2023 Buick Encore GX

                                                                            2023 Buick Envision*

                                                                            Select 2023 Buick Envision

                                                                            • Take Retail Delivery By 04-03-2023
                                                                            Offer Disclosure
                                                                            **Example based on survey. Each dealer sets own price. $299/month for 24 months. Your payments may vary. Payments are for a 2023 BUICK Envision FWD Preferred with an MSRP of $34,795. Based on due at signing amount of $4,549 (after all offers). 24 monthly payments total $7,176. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $34,795. Based on due at signing amount of $3,299 (after all offers). 24 monthly payments total $7,176. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                            Select 2023 Buick Envision

                                                                              2023 Buick Envision*

                                                                              Select 2023 Buick Envision

                                                                              • Take Retail Delivery By 04-03-2023
                                                                              Offer Disclosure
                                                                              *2023 BUICK Envision. *Must show proof of a current ownership or lease of a 2009 model year or newer non-GM vehicle at least 30 days prior to the new vehicle sale. Take new retail delivery by 04-03-2023.
                                                                              Select 2023 Buick Envision

                                                                                2023 GMC Acadia*

                                                                                Select 2023 GMC Acadia

                                                                                • Take Retail Delivery By 04-03-2023
                                                                                Offer Disclosure
                                                                                *2023 GMC Acadia Denali. *Not available with special finance or lease offers. **Must show proof of a current ownership or lease of a 2009 model year or newer select GM vehicle at least 30 days prior to the new vehicle sale. Take new retail delivery by 04-03-2023.
                                                                                Select 2023 GMC Acadia

                                                                                  2023 GMC Acadia*

                                                                                  Select 2023 GMC Acadia

                                                                                  • Take Retail Delivery By 04-03-2023
                                                                                  Offer Disclosure
                                                                                  **Example based on survey. Each dealer sets own price. $199/month for 24 months. Your payments may vary. Payments are for a 2023 GMC Acadia FWD SLE with an MSRP of $38,690. Based on due at signing amount of $6,029 (after all offers). 24 monthly payments total $4,776. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $38,690. Based on due at signing amount of $3,779 (after all offers). 24 monthly payments total $4,776. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                                  Select 2023 GMC Acadia

                                                                                    2023 GMC Sierra 1500*

                                                                                    Select 2023 GMC Sierra 1500

                                                                                    • Take Retail Delivery By 04-03-2023
                                                                                    Offer Disclosure
                                                                                    **Example based on survey. Each dealer sets own price. $339/month for 24 months. Your payments may vary. Payments are for a 2023 GMC Sierra 1500 Short Crew Cab 4WD Elevation w/Turbo High-Output Engine with an MSRP of $56,500. Based on due at signing amount of $9,029 (after all offers). 24 monthly payments total $8,136. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $56,500. Based on due at signing amount of $6,529 (after all offers). 24 monthly payments total $8,136. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                                    Select 2023 GMC Sierra 1500

                                                                                      2023 GMC Sierra 2500HD*

                                                                                      Select 2023 GMC Sierra 2500HD

                                                                                      • Stock Number: 23146
                                                                                      • Take Retail Delivery By 04-03-2023
                                                                                      Offer Disclosure
                                                                                      *2023 GMC Sierra 2500HD Crew Cab AT4/Denali 4.49% APR for 60 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $18.64 for every $1000 you finance. Average down payment is 16.3%. Some customers will not qualify. Take new retail delivery by 04-03-2023.
                                                                                      Select 2023 GMC Sierra 2500HD

                                                                                        2023 GMC Terrain*

                                                                                        Select 2023 GMC Terrain

                                                                                        • Take Retail Delivery By 04-03-2023
                                                                                        Offer Disclosure
                                                                                        *2023 GMC Terrain AT4. *Not available with special finance or lease offers. **Must show proof of a current ownership or lease of a 2009 model year or newer select GM vehicle at least 30 days prior to the new vehicle sale. Take new retail delivery by 04-03-2023.
                                                                                        Select 2023 GMC Terrain

                                                                                          2023 GMC Terrain*

                                                                                          Select 2023 GMC Terrain

                                                                                          • Take Retail Delivery By 04-03-2023
                                                                                          Offer Disclosure
                                                                                          **Example based on survey. Each dealer sets own price. $229/month for 24 months. Your payments may vary. Payments are for a 2023 GMC Terrain FWD SLE with an MSRP of $31,790. Based on due at signing amount of $5,509 (after all offers). 24 monthly payments total $5,496. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $31,790. Based on due at signing amount of $3,759 (after all offers). 24 monthly payments total $5,496. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                                          Select 2023 GMC Terrain

                                                                                            GMC National Lease Offer*

                                                                                            Select 2022 GMC Canyon

                                                                                            • Take Retail Delivery By 04-03-2023
                                                                                            Offer Disclosure
                                                                                            **Example based on survey. Each dealer sets own price. $259/month for 24 months. Your payments may vary. Payments are for a 2022 GMC Canyon Short Crew 2WD Elevation with an MSRP of $35,895. Based on due at signing amount of $7,399 (after all offers). 24 monthly payments total $6,216. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2018 model year or newer Buick and GMC vehicles at least 30 days prior to the lease of a new GM vehicle through GM Financial : Payments are based on an MSRP of $35,895. Based on due at signing amount of $5,399 (after all offers). 24 monthly payments total $6,216. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 04-03-2023. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                                                                                            Select 2022 GMC Canyon

                                                                                              MIKE HAGGERTY DISCOUNT*

                                                                                              Select 2022 Buick Enclave

                                                                                              • Stock Number: 22369
                                                                                              • Take Retail Delivery By 04-04-2023
                                                                                              Offer Disclosure
                                                                                              *Dealer Discount Applies to Everyone
                                                                                              Select 2022 Buick Enclave

                                                                                                MIKE HAGGERTY DISCOUNT*

                                                                                                Select 2023 Buick Enclave

                                                                                                • Take Retail Delivery By 04-03-2023
                                                                                                Offer Disclosure
                                                                                                *Dealer Discount Applies to Everyone
                                                                                                Select 2023 Buick Enclave

                                                                                                  MIKE HAGGERTY DISCOUNT*

                                                                                                  Select 2023 Buick Encore GX

                                                                                                  • Take Retail Delivery By 04-03-2023
                                                                                                  Offer Disclosure
                                                                                                  *Dealer Discount Applies to Everyone
                                                                                                  Select 2023 Buick Encore GX

                                                                                                    MIKE HAGGERTY DISCOUNT*

                                                                                                    Select 2023 Buick Envision

                                                                                                    • Take Retail Delivery By 04-03-2023
                                                                                                    Offer Disclosure
                                                                                                    *Dealer Discount Applies to Everyone
                                                                                                    Select 2023 Buick Envision

                                                                                                      MIKE HAGGERTY DISCOUNT*

                                                                                                      Select 2023 GMC Acadia

                                                                                                      • Take Retail Delivery By 04-03-2023
                                                                                                      Offer Disclosure
                                                                                                      *Dealer Discount Applies to Everyone
                                                                                                      Select 2023 GMC Acadia

                                                                                                        MIKE HAGGERTY DISCOUNT*

                                                                                                        Select 2023 GMC Sierra 1500

                                                                                                        • Take Retail Delivery By 04-03-2023
                                                                                                        Offer Disclosure
                                                                                                        *Dealer Discount Applies to Everyone
                                                                                                        Select 2023 GMC Sierra 1500

                                                                                                          MIKE HAGGERTY DISCOUNT*

                                                                                                          Select 2023 GMC Terrain

                                                                                                          • Take Retail Delivery By 04-03-2023
                                                                                                          Offer Disclosure
                                                                                                          *Dealer Discount Applies to Everyone
                                                                                                          Select 2023 GMC Terrain

                                                                                                            Featured Certified Vehicles*

                                                                                                            All Vehicles

                                                                                                            Offer Disclosure
                                                                                                            *See dealer for details
                                                                                                            All Vehicles
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                                                                                                              Contact Mike Haggerty Buick GMC or stop by our showroom to experience all that we have to offer.
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                                                                                                                  Financing

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