Finance
Mike Haggerty Buick GMC Finance Center
At Mike Haggerty Buick GMC, we take pride in delivering outstanding customer service throughout your entire car buying journey. Our knowledgeable sales team is ready to assist you in finding the perfect vehicle that suits your requirements, and our finance experts are available to provide valuable insights to help you make the most informed car-buying decisions. We also make it easy to get pre-approved and value your trade-in with our online tools.
But don’t just take our word for it! Check out our latest Customer Reviews to see all the ways we help all Burbank, Evergreen Park, Chicago Ridge, and Hickory Hills drivers find the car right for their lifestyle and budget! Don’t forget to also check out our ongoing specials for an even better deal! Feel free to contact us at Sales 708-423-5000 with any questions. We look forward to serving you at Mike Haggerty Buick GMC.
Buying
Purchasing a vehicle is a major long-term financial commitment that enables you to build equity over time. The total cost of buying a vehicle can vary based on factors like your down payment amount, trade-in value, interest rates, and the length of the financing term. However, with each payment you make, you move closer to complete ownership. That means that, once the financing agreement is fully settled, the vehicle will belong to you outright, and you won’t have any further payments to worry about. While the initial expense may be greater, the long-term advantages of buying are considerable. You have the flexibility to customize, sell, or trade your vehicle at your discretion. Additionally, purchasing a vehicle often includes comprehensive warranty coverage to give you extra peace of mind. Further benefits of buying a vehicle also include:
- No mileage limitations
- Ability to customize
- No penalties or fees for wear and tear
- Factory warranty to cover major repairs
Leasing
Leasing is ideal for individuals who like to keep up with the latest vehicle advancements more regularly. It is a lot like renting an apartment. It involves entering into a two- to three-year contract. During this period, your financial obligation is limited to the depreciation of the vehicle. Additionally, choosing to lease typically results in lower down payments and monthly payments. Consequently, leasing can be a more budget-friendly option compared to buying a vehicle outright. Other advantages of leasing include:
- Lower down payment
- Lower monthly payments
- Opportunity to get a new vehicle every 2 to 3 years
- Factory warranty to cover major repairs
Lease End Options
Leasing a vehicle also unlocks the added benefit of having multiple flexible options at the conclusion of your lease. This allows for an easy transition to a new vehicle without the hassle or challenges associated with selling your car. At the end of your lease, you can choose from the following options:
- Turn in your vehicle and purchase
- Lease a new vehicle
- Purchase your currently leased vehicle
- Return your vehicle to the dealership
Why Buy or Lease Through Mike Haggerty Buick GMC?
By choosing to shop at Mike Haggerty Buick GMC, you're opting for a dealership renowned for its commitment to customer satisfaction. With more than 40 years of experience in serving Chicago and its neighboring regions, our team is focused on delivering an outstanding buying and ownership experience. Additionally, our certified service technicians are dedicated to keeping your vehicle in peak condition through a comprehensive range of services like repairs and parts installations. Meanwhile, you can take advantage of amenities such as loaner vehicles and complimentary car washes. Additional benefits of buying from Mike Haggerty Buick GMC include:
- A vast selection of new and pre-owned vehicles to fit any budget
- Multilingual sales and service team
- Free perks like service vehicle valet, iPad loaners, and complimentary beverages
- Tire Price Match Guarantee
What is the difference between leasing and financing ?
Financing means you’re taking out an auto loan to help you buy your new car. When you lease you don’t own your car but are rather renting it for a 2-3 year term before returning or buying it.
Can I trade in my car for a lease?
Yes, you can trade-in your car for a lease and have the value applied to your downpayment and/or monthly payments.
Can I trade my ealry lease ?
There are several ways you can trade-in your lease early to either swap it for a new lease, sell your current lease back to us, or terminate your lease (with a potential fee).
what are the benefits of leasing?
Worry less about depreciation , Enjoy a lower down payment and lower monthly payments, Unlock multiple end-of-lease options, Peace of mind with warranty coverage
what are the disadvantages of leasing?
Leasing can be more restrictive, Mileage limitations, No personalization, Not an asset
what are my lease return options?
Lease a new car, Purchase a new car, Purchase your currently leased car
What does the lease-end process include?
Scheduling your inspection, Review and make possible repairs, Make an appointment at a dealer, Complete a federal odometer/lease termination statement, Pay any lease liability fees/charges, Pay any additional charges
What are the benefits of financing?
No mileage limits, Worry less about wear and use, Build equity and sell whenever, Payment-free after the contract is over
What are the disadvantages of financing?
Bigger down payment, Higher monthly payments, Vehicle repair costs, Vehicle depreciation,
Meet Our Team
Our staff is full of knowledgeable and professional specialists ready to help you with your car-buying needs. Our management team is ready to work with you to find the perfect plan for you to drive home in a new car, while sales associates can answer your questions on specific vehicles and find one best for your needs. Find out why you should choose Mike Haggerty Buick GMC by reading our reviews and learning about the satisfied Mike Haggerty Buick and GMC customer club!
Buick GMC Financing Options
We have a wide range of financing options on our vehicles, giving you the choice between different purchase or leasing options. Take a look through our current offers and see if any catch your eye.
Credit Options
Whether you have established credit or are working on building it up, Mike Haggerty Buick GMC is willing to work with you. We work closely with a number of different lenders to ensure customers from a wide range of credit scores still have options. We also use Guaranteed Credit Approval, which considers your financial situation in place of your credit score to find the best plan for you.
What to Bring to the Finance Center
In order to secure financing, you typically need proof of identity, income, insurance, and residence, along with your credit history and your method of down payment. Additionally, if you’re planning to trade-in your old vehicle, you need the registration.
Buying vs. Leasing
It can be difficult to decide between buying or leasing your next vehicle. If you’re looking for a lower monthly payment and the option to drive the latest models, then leasing may be the choice for you, but if you’d like to own your vehicle or modify it, then buying is the better choice.
Trade-In
Looking to put your old vehicle towards a newer one? We accept trade-ins and have a helpful tool to calculate the estimated value of your vehicle . Simply put in your car’s information, confirm its condition, and either get a cash offer or put it towards a new or used vehicle from our inventory.
Value Trade-InPre-Qualify
We make it easy to get pre-approved with our online tools so you can better gauge your budget and plan. See if youpre-qualify , and save time the next time you visit us.
Pre-Qualify OnlineView Current Offers
To help you save on your next purchase, we have a constantly rotating set of deals and specials, so you can drive home in your new vehicle for less. Be sure to check back often and see if your dream car is on sale next.
View Current OffersOnline Car Buying
We’re changing the dealership experience with our online car buying program, which allows you to select the car you want, choose your Buick GMC financing deal, and have the vehicle delivered to your home. It’s a fast and convenient way to buy or lease your next new or new-to-you vehicle from the comfort of your own home.
Buy Online